tobacco surcharge on health insurance How Smoking Affects Your Premiums Tobacco Surcharges ≠ Tobacco Cessation

Increases in insurance coverage were 4 percentage points lower among those facing medium surcharges 10 to 30 percent of the premium than those without a surcharge Among those younger than 40, smokers facing the highest surcharges showed a 20 percentage point drop in their likelihood of having insurance coverage relative to those facing no surcharges

Its smooth, glossy finish slips in and out of my pants pocket easily, and this device is also small enough to operate in my pocket

I like it and don't

N-O-T: NOT ON TOBACCO An evidence-based approach designed to promote cessation and reduce tobacco/e-cigarette use among adolescent smokers ages 14-19