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Looking forward, state policymakers may wish to re-examine the states system of taxation for tobacco and nicotine products

This classification means: Higher reserves and slower funding More documentation during underwriting Stricter chargeback rules Greater risk of account termination if rules change Mainstream Payment Processors Prohibit Tobacco Many of the most advertised online payment processors do not accept tobacco merchants

Principally, the taxes serve to offset the costs smokers impose on non-smokers through increased healthcare demands, deter use (especially among minors), and raise revenue

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